| Bank Name |
Website |
Product |
Yield/Rate |
Notes |
| HSBC |
www.hsbc.com |
OnlineSavings |
6.00% |
No monthly fees, no minimum balances, new online deposits only. |
| Countrywide |
www.countrywide.com |
SavingsLink |
5.40% |
Minimum balance required for 5.40 APY is $50,000 |
| AmTrust |
www.amtrust.com |
e-money Market |
5.36% |
Minimum deposit: $1,000 |
| WTDirect |
www.wtdirect.com |
WtDirect Savings |
5.26% |
Minimum balance required for 5.26 APY is $10,000, no fee. |
| E-Loan |
www.eloan.com |
Online Savings |
5.25% |
$5,000 to open an account. |
| FNBO Direct |
www.fnbodirect.com |
Online Savings |
5.25% |
No minimum, no fee. |
| Emigrant Direct |
www.emigrantdirect.com |
AmericanDreamSavingsAccount |
5.05% |
No minimum, no fee. |
| E*Trade |
www.etrade.com |
Complete Savings Account |
5.05% |
No minimum, no fee. |
| Capital One |
www.capitalone.com |
High Yield Money Market |
5.00% |
No minimum, no fee. |
| TD BankNorth |
www.tdbanknorth.com |
EarnSmart Money Market with Check access |
5.00% |
Minimum balance required for 5.00 APY is $100,000. |
| Washington Mutual |
www.wamu.com |
Online |
5.00% |
Requires Wamu Free Checking. |
| Chase |
www.chase.com |
Premier Platinum Savings |
4.65% |
Minimum balance required for 4.65 APY is $500,000. |
| Citi |
www.citibank.com |
Ultimate Savings |
4.65% |
No minimum deposit, no checking required, no fee, only available online. |
| ING Direct |
www.ing.com |
Orange Saving Account |
4.50% |
No minimum deposit. |
| KeyBank |
www.keybank.com |
Key Ultra Money Market Account |
4.30% |
Minimum balance required for 4.3 APY is $1,000,000. |
| Bank of America |
www.bankofamerica.com |
Balance Rewards Money Market Savings |
4.05% |
Minimum balance required for 4.05 APY is $2,500,000. |
| Wells Fargo |
www.wellsfargo.com |
Preferred Rate Savings |
4.01% |
Minimum balance required for 4.01 APY is $100,000. Minimum deposit to open an account is $10,000 and a checking account. |
| Wachovia |
www.wachovia.com |
High Performance Money Market |
2.29% |
Minimum balance required for 2.29 APY is $25,000. |
If money is your hope for independence you will never have it. The only real security that a man will have in this world is a reserve of knowledge, experience, and ability.